Areas served
Licensed statewide, based in the Santa Clarita Valley, and most useful where I know the appraisers, the agents, and the HOAs. What actually differs about financing in each of these is different enough to be worth writing down.
- 01
Acton and Agua Dulce
Rural property is where the gap between a good loan officer and a bad one is widest. Well and septic requirements, acreage, outbuildings, and scarce comparable sales each break files that a tract home purchase never encounters.
- 02
Canyon Country
Canyon Country covers more ground and more kinds of property than anywhere else in the Santa Clarita Valley, which makes appraisal comparable selection the variable that quietly decides the most files here.
- 03
Castaic
In Castaic, the hardest part of some purchases is not the loan. It is finding homeowners insurance, and because no lender will close without it, an insurance problem becomes a loan problem.
- 04
Newhall
Newhall carries the highest share of attached housing in the Santa Clarita Valley, which makes condominium project approval the thing that most often decides whether a file works here.
- 05
Saugus
Saugus has a deeper stock of older single family homes than most of the Santa Clarita Valley, which makes appraisal condition the variable that most often moves a close date here.
- 06
Stevenson Ranch
Stevenson Ranch files tend to be strong on paper and get held up by two things nobody expects: how the HOA master insurance policy is written, and how much money a jumbo lender wants to see left over after closing.
- 07
Valencia
Valencia is where the high balance conforming limit question comes up on almost every file, and where getting the answer wrong before you write an offer costs you the house.
Also serving Val Verde and the rest of California.
Start with a quick call
Tell me what you're trying to buy and roughly where your income and credit stand. In about fifteen minutes we'll both know whether there's a loan here and what it would take.